Current Mobile Banking 7.0
Current is a mobile banking app offering free checking, peer to peer payments, credit building, and cash advance services.
Information Architecture
The Current 7.0 release was an overhaul of the information architecture intended to better align the app design with user tasks. It consists of 5 primary navigation sections, each with a specific purpose related to our users primary jobs to be done:
- Overview - user balances (spending, savings, points, crypto) alerts and messaging cards
- Services - access to product features (Paycheck Advance, Credit Journey, Overdraft, Taxes)
- Transfer - money movement and related activities
- Monitor - insights into spending behaviors
- Account - account level settings, profile info, security and support
Modules and Workflows
In addition the app makes use of a number of feature modules which represent workflows that exist outside of the basic Information Architecture. These modules are intended to be reusable and can be accessed from multiple in-app entry points:
- Money Movement - transfers and peer to peer payments
- Account Funding - deposits and linking external banks
- Paycheck Advance - requesting cash advances
- Card Settings - managing and reordering cards
- Onboarding / FTUE - first time experience workflow
Money Movement
Access to all forms of money movement, including transfers, deposits, withdrawals, and peer to peer payments.
Account Funding
Ability to fund the user's checking account by linking funding sources including external banks and debit cards.
Paycheck Advance
Access to cash advances on future paychecks based on a user's qualified direct deposit history.
Card Settings
A place for the user to manage their physical cards, active, pause or reorder cards as well as access to virtual card number.
